Get Back in the Driver's Seat

Events outside of your control may happen during your ownership experience, like theft of a vehicle. Rest assured knowing EG Assurance is here to help replace your stolen vehicle if it is not recovered in 30 days after reporting the theft to the appropriate law enforcement agency.

Vehicle Replacement Warranty

Replacement allowance

  • If your GPS system fails and your covered vehicle is not located, EG Assurance will provide an allowance for you to purchase a replacement vehicle from the selling dealership.
  • The replacement allowance is the difference between the vehicle's value on the date of loss and a replacement vehicle's value. For example, if a customer's vehicle is valued by its insurance company settlement at $15,000 when the vehicle was stolen, and the replacement vehicle costs $20,000, then the replacement allowance is $5,000.†*

Replacement vehicle

  • If your covered vehicle was a new vehicle*, then the replacement vehicle will be a current year version of the same make and model of your stolen vehicle.
  • If your covered vehicle was a used vehicle*, then the replacement vehicle will be a similar aged vehicle of the same make, model, and mileage. Replacement will be the same number of years old as the covered vehicle is on its purchase date.

EG Assurance Vehicle Replacement Benefit

  • Rental car reimbursement up to three days.

Vehicle Replacement Claims

M-F   8:00 a.m. to 6:00 p.m. (CST)


*Limited to the factory options and accessories installed on the covered vehicle on the purchase date. †Example provided as an illustration only and is not representative of the coverage customer may receive. See actual terms and conditions for determination of coverage available for Customer's vehicle. See contract for actual terms and conditions. Coverage terms may vary based on the type of vehicle and coverage selected.